Kenyatta Spann · Mortgage Strategy Consultant

The distance between a dream and a deed? We Spann it.

I help families and entrepreneurs make confident financing decisions for the homes and properties they're building their future on. Real strategy, real options, no guesswork.

Book a Strategy Call About Kenyatta
For Families & First-Time Buyers

Residential Strategy

Single-family, duplex, triplex, four-unit. Strategy for first-time buyers, move-up buyers, and house-hackers.

5+ loan paths to compare
Start
For Investors & Entrepreneurs

Investor Strategy

Fix-and-flip, rentals, hard money, mixed-use. Strategy for serious investors and entrepreneurs.

Investment Mixed-use Storefronts
Start
1 day
Business Reply
Strategy
First, Always
My Approach

How I work, and why it's different.

I'm not here to push you into a loan. I'm here to help you understand what you're getting into, what your options actually are, and which path makes sense for the life you're building.

01

Strategy before products.

Most people start with "what's the rate?" I start with "what are you trying to build?" The right financing follows from the right strategy — not the other way around.

02

Honesty over closings.

If a deal doesn't make sense for you, I'll tell you. If you should wait six months and build credit, I'll say so. My job is to be the person who actually tells you the truth — even when it costs me a transaction.

03

Real numbers, real options.

No vague promises. No "let's see what happens." I walk you through the math, show you the trade-offs, and explain what each path actually looks like — so you can make a real decision with real information.

04

Built for your pace.

Some clients are ready next week. Others need a year of preparation. I work at your speed — whether you need to move fast on a deal or take your time understanding the path forward.

A Free Guide From Kenyatta

Before we talk, get the guide.

10 pages. Plain English. No fluff. Just the real questions and numbers every first-time homebuyer should understand before applying anywhere.

  • What you can actually afford (vs. what the calculators say)
  • The 3 numbers that actually move your loan
  • Why your loan officer matters more than the rate
  • 5 questions to ask before applying anywhere
  • Your 90-day prep plan from today to ready

No spam, no pressure. You'll get the guide instantly, plus occasional helpful posts. Unsubscribe anytime.

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You're in.

Click below to download your guide. I've also got your email — I'll only reach out with helpful resources, never spam.

Download the Guide (PDF)
— A SPANNYOURDREAMS GUIDE
The First-Time Buyer's
Reality Check.
Five things to know before you even start looking — from a consultant who'll actually tell you the truth.
Kenyatta SpannMORTGAGE STRATEGY CONSULTANT
SpannYourDreams
How I Help

Two paths I know deeply.

I don't try to be everything to everyone. These are the two areas where I bring real depth — and the two paths most of my clients are walking.

Residential Strategy

Helping you understand which loan path fits — conventional, FHA, VA, jumbo, refinance — for single-family homes or 2-4 unit properties you'll live in.

  • Single-family homes
  • 2–4 unit properties (owner-occupied)
  • First-time homebuyer programs
  • Conventional, FHA, VA, jumbo
  • House-hack with as little as 3% down
  • Refinances & cash-out options

Investor & Commercial Strategy

From your first investment property to your tenth deal — guidance on hard money, fix-and-flip, rental portfolios, multi-family, and commercial financing structures.

  • Hard money & bridge loans
  • Fix-and-flip strategy
  • Rental portfolio strategy
  • DSCR investor loans
  • Mixed-use & commercial deals
  • Portfolio growth planning
How It Works

Three steps from curious to clear.

01

Reach out

Send me a message, give me a call, or shoot a text. Tell me about your goals and timeline — no commitment, no pressure.

02

Map your options

We'll talk through your situation and the financing paths that fit. I'll walk through your options, explain the trade-offs, and answer every question you have.

03

Move forward, together

When you're ready, I'll guide you to the next step — whether that's connecting with the right lender, a real estate agent, or simply more research time. Your pace, your call.

Kenyatta Spann, Mortgage Strategy Consultant
Kenyatta Spann Mortgage Strategy Consultant
Hi, I'm Kenyatta.

Financing isn't paperwork — it's strategy.

I started SpannYourDreams because I kept watching the same thing happen: smart, capable people stuck in place because no one had ever broken down the financing piece in plain English.

So I made it my work to be the person who actually does that. The one who takes the time. The one who tells you the truth — even when it's not what you wanted to hear. The one who treats your goals like they're worth the same care I'd want for my own family.

I work across two worlds — residential financing for families and homeowners, and investor financing for people building real estate wealth. That gives me a wider view than most. When you tell me where you're trying to go, I can usually see the path before you can.

That's the work. That's why I do it.

Focus Areas
Residential & Investor
Approach
Strategy First
Based In
Chicago
— Kenyatta Founder · SpannYourDreams
Want to Talk First?

Call or text Kenyatta directly.

Have questions before filling out a form? Reach out and walk through your situation, options, and next steps — no pressure, no commitment.

773-744-8801 info@spannyourdreams.com
Get in Touch

Book your strategy call.

Have a deal in mind, or just curious about your options? Drop your info and Kenyatta will reach out personally — usually within one business day. No application, no commitment, just a strategy conversation.

This is a consultation request — not a loan application. No credit check, no commitment. Your information is handled per our Privacy Policy.

Thanks — message received.

Kenyatta will reach out personally within 1 business day. In the meantime, feel free to call or text anytime: 773-744-8801.