Your trust matters more than your application. This policy explains what information we collect when you use SpannYourDreams, why we collect it, who has access to it, and the rights you have over it. If anything here is unclear, reach out — we'll explain it in plain language.
01Who We Are
SpannYourDreams is operated by Kenyatta Spann, a mortgage strategy consultant. When you submit information through this site, you're sharing it with Kenyatta directly so she can help you understand your financing options and connect you to the right path forward.
02Information We Collect
We only collect information you choose to give us. When you complete the lead form, we collect:
Contact Information
- First and last name
- Email address
- Phone number
- City or location of the property you're interested in
Loan-Related Information
- Type of property (single-family or commercial)
- Loan purpose (purchase, refinance, investment, etc.)
- Estimated purchase price or loan amount
- Timeline for closing
- Estimated credit range (optional)
- Estimated down payment (optional)
- Any notes or details you choose to share
We do not collect: Social Security numbers, full credit card numbers, bank account details, or sensitive identity documents through this website. Those are only collected — securely — if and when you choose to start a formal loan application through one of our licensed lending partners.
03How We Use Your Information
The information you submit is used only for the following purposes:
- To respond to your inquiry and discuss your loan goals
- To match you with the lending partner whose products best fit your situation
- To follow up about your application or pre-approval status
- To send you information you've requested
We do not sell your information. We do not share it with third parties for marketing purposes. We do not add you to mailing lists you didn't ask to join.
04Who Sees Your Information
Your information is reviewed by Kenyatta personally. If your situation moves forward into a formal loan application, your information may be shared with the licensed lending partner you choose to work with — but only the information needed for that application, and only with your consent.
Lending partners are independent licensed institutions with their own privacy practices. Once you begin a formal application with a lender, that lender's privacy policy governs how they handle your information.
05How We Protect Your Information
We take reasonable steps to protect the information you share with us, including secure transmission of form submissions and limited access to lead information.
That said, no method of transmission over the internet is 100% secure. We encourage you to never send full Social Security numbers, account numbers, or other highly sensitive information through standard email or web forms. If you need to share that level of detail, ask Kenyatta about our secure document-sharing process.
06Cookies & Tracking
This website may use minimal cookies and basic analytics to understand how visitors find and use the site. This data is aggregated and does not identify you personally. We do not use behavioral advertising trackers, and we do not sell analytics data.
07Your Rights
You have the right to:
- Ask what information we have about you
- Request that we correct inaccurate information
- Request that we delete your information from our records
- Opt out of any future communication at any time
To exercise any of these rights, just email us — see contact info below. We'll respond within a reasonable timeframe, typically within 30 days.
08Children's Privacy
This website is not directed to children under 18. We do not knowingly collect information from minors. If you believe a minor has submitted information to us, please contact us so we can remove it.
09Changes to This Policy
We may update this privacy policy from time to time as our practices evolve or as required by law. The "Last updated" date at the top reflects the most recent revision. Continued use of the site after changes are posted means you accept the updated policy.
10Equal Credit & Fair Lending
SpannYourDreams and our lending partners comply with the Equal Credit Opportunity Act and Fair Housing Act. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, or because all or part of an applicant's income comes from public assistance.
11Contact
Questions about this privacy policy, or want to exercise your rights? Reach out directly:
Kenyatta Spann
Mortgage Strategy Consultant · NMLS #115841
Email: info@spannyourdreams.com
Phone: 773-744-8801